Ultima Online.. P2P, kind of 2-d graphics, no jumping, automatic blocking, but there are many skills, and you can choose from them all..
Hybrid.. Generally, mage/fighting skills.
Crafting is in this game.
Special loot. Something to fight for, so to speak.
I played this game for about 3 years, and stopped when Ages of Shadow [AoS], came out. But you may like it.
http://uo.com/ - Official site.
Good luck to you.
--Note, on the skills you are given a skill cap of like 700, [You get a higher skill cap, as you have the account for a longer period of time], each skill at the begging goes to, 100, GM. If you hunt champion spawns, later in the game, you can acquire, powerscrolls, that allow you to raise the skill cap of a certain skill.. I.E., Magery, from 100 to 120, w/e.. The PS's, go 105, 110, 115, 120, note that it dosen't go automically, but oyu can work it.
The skill gains are rather slow, so it's a game you have to work at, to get far.. Or you can buy an advanced character, that comes with pre-skills/stats, but it costs... Have fun.