If you do not skill grind at all, you will be at the average, standard rank, which is perfectly fine. I myself sufficed up to level 75 without skill grinding for one second of my life. If you wish to make your life easier in the future, then it doesn't hurt to skill grind and rank up one or two times. You will obtain transcender in both sword and magic one day, how soon you accomplish this feat is up to you. I suggest building up to A. expert by level 50, and G. master by level 80. That isn't too rigorous of a build, and it is good enough for you to complete your dungeons and missions, etc.
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