Wow thank you for those incredible replies, Apoc.
Mortal and Wurm are just too restricted for F2Ps for me however.
Personally, I can pay. I put hundreds into good F2P games like Dragon's prophet. However, I've got a good friend who doesn't have any money to spare, and he enjoys playing with me in these free games because I recently gave him his first laptop which was mine but I just replaced. That being said, I can't really play a too-restricted game with him and that's what I'm looking for. We've had fun in DP and TERA so far.
With what you and others have said about Wushu, that's off my list for sure.
Shores of Hazeron doesn't really fit my tastes, even though it does sound pretty good.
I've played the Stalker video games, so I'm guessing that the online is not for me
I think I'm looking for a fantasy game that's not friendly to noobs, pvp wise. I WANT to be murdered by jerk high level players when I'm just starting. It doesn't make me angry, it motivates me to get to the endgame so I can dish out some revenge.