I followed along with this pretty well until you hit "Blade & Soul" and then the sound of screeching brakes were in my head.

I know I've discussed this with you before, but B&S is incredibly pay to win. Upgrade materials for your equipment have a low drop rate and can be bought rather freely in the in-game market, and it is very easy for those with money to whale their way to the top. There are self-acknowledged whale groups in PvE, who sell their runs to players looking for clears, and in PvP, who absolute decimate in most areas with no way to really best them via skill. The disparity is rather huge and affects the entire game's economy.

That of course isn't to say that it isn't an enjoyable game if you're a free player (I definitely enjoy it, and have only bought occasional cosmetics) but it is a whale's paradise.